Rate of Intrest on Loans

SI NO

TYPES OF LOAN

RATE OF INTEREST

1

SALARY EARNERS LOAN

12%

2

PETTY TRADERS LOAN

13%

3

CONSUMER DURABLE LOAN

17%

4

GOLD LOAN

9%

5

VEHICLE LOAN TWO WHEELERS

10%

VEHICLE LOAN  FOUR WHEELERS

10.50%

6

OVERDRAFT LOAN

12%

7

CASH CREDIT LOAN

12%

8

MEDIUM TERM LOAN

13%

9

KISAN CREDIT CARD

UP TO 3 LAKH

0%

1 TO 3 LAKH

0%

ABOVE 3

10.00%

10

HOUSING CONSTRUCTION LOAN

UP TO 10 LAKH

10.75%

ABOVE 10 LAKH  TO 25 LAKH

10.75%

11

COMMERCIAL COMPLEX CONSTRUCTION LOAN

UPTO TO 10 LAKH

11%

ABOVE 10 LAKH TO 35 LAKH

11%

12

HOUSING PURCHASE/MORTIGAGE LOAN

UP TO 25 LAKH

10.75%

13

COMMERCIAL COMPLEX PURCHASE/MORTIGAGE LOAN

UP TO 35 LAKH

12.50%

Rate of Intrest on Deposites

SI NO

 

30 TO 45 DAYS

46 TO  90 DAYS

91 TO 180 DAYS

181 TO 365DAYS

366 TO 500DAYS

501 DAYS TO 2 YEAR

2 YEARS TO 3 YEAR

3 YEARS TO 5 YEAR

5 YEARS TO 10 YEAR

1

SENIOR CITIZEN

4.00%

4.75%

5.70%

6.25%

6.75%

6.75%

6.60%

6.60%

6.60%

2

COMMON CITIZEN

3.50%

4.25%

5.20%

5.75%

6.25%

6.25%

6.10%

6.10%

6.10%