TDS Rules


1.If customer get less than Rs.10000 interest then tax will not be deducted.

2.If customer didnot submits both PAN Card and 15G/15H then 20% tax will be deducted in case of interest paid is greater than Rs.10000.

3.If customer submits PAN Card without 15H/15G then 10% tax will be deducted in case of interest paid is greater than Rs.10000.

4.If customer submits only 15G/15H without PAN card then 20% tax will be deducted in case of interest paid is greater than Rs.10000.

5.If customer submits 15H/15G with PAN Card there is no tax will be deducted in case of interest paid is greater than Rs.10000.


PAN Card 15H/15G TDS Rate
NO NO 20%
YES NO 10%
NO YES 20%
YES YES 0%