Interest Rates

SI NO

TYPES OF LOAN

RATE OF INTEREST

1

SALARY EARNERS LOAN

12%

2

PETTY TRADERS LOAN

13%

3

CONSUMER DURABLE LOAN

17%

4

GOLD LOAN

9.98%

5

VEHICLE LOAN TWO WHEELERS

11%

VEHICLE LOAN  FOUR WHEELERS

11%

6

OVERDRAFT LOAN

13%

7

CASH CREDIT LOAN

12%

8

MEDIUM TERM LOAN

13%

9

KISAN CREDIT CARD

UP TO 3 LAKH

0%

1 TO 3 LAKH

0%

ABOVE 3

10.00%

10

HOUSING CONSTRUCTION LOAN

UP TO 10 LAKH

11%

ABOVE 10 LAKH  TO 25 LAKH

11.50%

11

COMMERCIAL COMPLEX CONSTRUCTION LOAN

UPTO TO 10 LAKH

12%

ABOVE 10 LAKH TO 35 LAKH

12.50%

12

HOUSING PURCHASE/MORTIGAGE LOAN

UP TO 25 LAKH

12.50%

13

COMMERCIAL COMPLEX PURCHASE/MORTIGAGE LOAN

UP TO 35 LAKH

12.50%

Deposit Interest Rate

SI NO

 

30 TO 45 DAYS

46 TO  90 DAYS

91 TO 180 DAYS

181 TO 365DAYS

366 TO 500DAYS

501 DAYS TO 2 YEAR

2 YEARS TO 3 YEAR

3 YEARS TO 5 YEAR

5 YEARS TO 10 YEAR

1

SENIOR CITIZEN

5.00%

5.50%

6.50%

7.75%

8.25%

8.00%

7.90%

7.60%

7.50%

2

COMMON CITIZEN

5.00%

5.50%

6.50%

7.25%

7.75%

7.50%

7.40%

7.10%

7.00%

 

Service Charges